Christopher S. Mulvaney,

Attorney and Counselor-at-Law

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THIS WEBSITE INCLUDES GENERAL INFORMATION & THE OPINIONS OF CHRISTOPHER S. MULVANEY. IT IS INTENDED TO STIMULATE A BASIS FOR QUESTIONS RELATED TO YOUR PARTICULAR FACTUAL CIRCUMSTANCES — BEFORE YOU ACT.  THIS WEBSITE DOES NOT CONSTITUTE LEGAL ADVICE. IF YOU WANT LEGAL ADVICE, PLEASE MAKE A ZOOM APPOINTMENT TO SPEAK WITH ME.

CONTACT CHRISTOPHER S. MULVANEY FORM

DISCLAIMER:

The use of email or this form for communication with MULVANEY LAW OFFICE, PLLC does not establish an Attorney-Client Relationship. If you don’t think I have responded, please check your spam folder. Time-sensitive information should not be sent through this Form or through email. Sensitive information can be uploaded to an encrypted Dropbox folder in your client file. Google Review Link Yelp Review Link

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Gonzaga University School of Law – Spokane, Washington – Class of 2002 – Cum Laude The Latin phrase “Deo patriae, scientiis, artibus” translates to “For God and country through sciences and arts”.  The initials A.M.D.G. on the seal of Gonzaga Law School stand for Ad Majorem Dei Gloriam, which is Latin for “For the Greater Glory of God” the Motto of the Society of Jesus (Jesuits): a Catholic religious order founded by St. Ignatius of Loyola.

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Zoom Section 341 Meeting of Creditors (the opportunity for the Bankruptcy Trustee to ask you questions which you are required to answer under oath) are the standard post-Covid.  

The Zoom information (and  phone number if needed) will be on the Notice you receive by email and regular mail.

Additional meeting information

FBI INVESTIGATES BANKRUPTCY CRIMES

Federal law provides severe criminal penalties for bankruptcy crimes, which include bribery, concealment of assets, false statements, false claims, filing under a fictitious name and perjury. Title 18, United States Code, Section 152 and 3571, provide penalties of up to 5 years imprisonment or a fine of not more than $250,000, or both.  

You must email your driver’s license and social security card (or W-2) to me at least 10 days prior to the Zoom Meeting along with your last tax return filed, pay stubs for 60 days including the filing date, and bank statements including the filing date, so that I can upload the PDF documents to the Trustee’s website in time for the Trustee to review the documents.  

The Court only accepts PDF documents, so all scanning should be done to PDF format. 

Please do not send me paper documents because I just have to scan them when I receive them and it creates delays. 

Your case will be continued, and you will have to appear via Zoom again if you do not do so.

The Trustee will ask if you read the Bankruptcy Information Sheet.

• The 120 minute Online Financial Management Course is required after filing Bankruptcy, but before the 341 MeetingThe Course is also referred to as a Debtor Education Course.Here are instructions, disclosures, and materials for the course.Click to create an account to do the financial management course.
  The attorney code to ensure that the course fee is billed to me,
  and that I received your certificate by email is: mulvaney425edu.  
  You must enter your Bankruptcy Case Number in order to do the Financial Management Course.  For example: 25-54321.
  You must enter my email address – chris@mulvaneylawoffices.com – to ensure that your certificate is filed.
  Please contact DebtorCC.org at 1 (800) 610-3920 for any technical issues during the hours below.Monday – Friday: 9 AM – Midnight ESTSaturday & Sunday: 9 AM – 5 PM ESTIf you do not obtain a Debtor Education Certificate, then your case will be dismissed and closedwithout Discharge.It costs $500 to re-open your case to receive a Discharge. 

AUTOMATIC PAYMENTS FOR SECURED DEBT SUCH AS HOUSES AND CARS WILL STOP,

SO YOU WILL NEED TO MAKE PAYMENTS MANUALLY DURING YOUR BANKRUPTCY, 

AND RESTART AUTOMATIC PAYMENTS AFTER YOUR DISCHARGE.* If you filed under Chapter 13, you do not have to attend the confirmation hearing scheduled after your 341 meeting. You will not receive a discharge until you complete the plan in a maximum of 5 years. 

A National Data Center maintains records for all Chapter 13 cases. 

Please create a free account at this link in order to track payments, claims, and disbursements in your case. 

Doing so is very helpful, and will answer many of your questions. Here is a brochure.

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Washington State residents can meet with me in Zoom/DocuSign from anywhere in the world, and I can notarize their electronic signatures because I am a remote online notary.  Just email me an image of your photo ID.